Termite Inspections for Refinancing
in Ocala & The Villages
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Pest Issue Fast
Refinancing your home is a smart move to lower your monthly payments or tap into your home’s equity. However, in the state of Florida, most lenders—especially for VA, FHA, and conventional refinances—require a clear WDO (Wood Destroying Organism) inspection before they will approve your new loan terms.
At Pest 911, we specialize in “Refi” inspections, providing the fast, professional documentation you need to satisfy your lender and secure your new interest rate.
Why Lenders Require a WDO for Refinancing
Your home is the collateral for your loan. In a termite-heavy environment like Marion County, a hidden infestation can quickly decrease a property’s value. Lenders require a WDO report to confirm that:
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The home is free from active Subterranean and Drywood termites.
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There are no active infestations of wood-boring beetles.
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There is no significant structural damage caused by wood-decay fungi (rot).
A clear report from Pest 911 gives your lender the “green light” to proceed, knowing the structural integrity of the home is intact.
The Pest 911 Refinance Advantage
We know that when you’re refinancing, you’re often working against a “rate lock” deadline. We’ve streamlined our process to support Ocala homeowners:
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Rapid Turnaround: We prioritize refinance inspections to ensure your paperwork reaches your loan officer or title company within 24–48 hours of the inspection.
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Seamless Documentation: We provide the official Florida DACS 13645 form, which is accepted by all major national and local lenders.
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Pre-Refi Consultations: If you’re concerned that a past termite issue might show up on the report, we can review your current protection plan and help you get your “clearance” documentation in order before the appraiser arrives.
What If the Inspection Finds Something?
If our inspection reveals active termites or wood rot, don’t panic. Finding an issue during a refinance is actually a blessing in disguise—it allows you to fix the problem before it becomes a massive repair bill.
Pest 911 provides immediate estimates for treatment. Once the treatment is completed, we can issue a “Clearance Letter” or an updated WDO report to your lender, allowing your refinance to stay on track.
Secure Your Investment and Your Loan
Don’t let a missing termite report stall your closing and cost you a better interest rate. Trust the Ocala experts who understand the refinance process inside and out.
Need an Inspection for Your Refi? We work directly with homeowners, mortgage brokers, and title companies throughout Ocala and The Villages. Call Pest 911 at 352-629-9111 today to schedule your refinance WDO inspection.
Fully Licensed & Insured
Pest Control Services
From ants and spiders to stubborn roaches and rodents, Pest 911 provides rapid, professional solutions for your home or business.
15k+
Ocala Area Homeowners Served
3.5M
Termites Terminated
4.9
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Expert. Licensed. Proven.
Certified Technicians
Our team consists of highly trained, state-certified specialists who stay ahead of the latest pest management trends. We don’t just spray and pray; we conduct rigorous inspections and apply scientifically backed treatments to ensure your home remains a safe, pest-free sanctuary. When a Pest 911 technician arrives, you’re getting a professional dedicated to precision and safety.
Decades of Excellence.
Experience Matters
In the pest control industry, there is no substitute for boots-on-the-ground experience. We have spent years studying the unique breeding patterns and behaviors of Florida’s most invasive species, from resilient termites to seasonal stinging insects. Our deep knowledge of local biology allows us to solve complex infestations that others miss, providing you with long-term results rather than temporary fixes.
Your Local Choice.
Trusted by Ocala
As a cornerstone of the Ocala and The Villages community, Pest 911 has built a reputation on transparency, reliability, and neighborly service. We take pride in protecting the homes and businesses of our friends and family throughout Marion County. Our commitment to 5-star service has made us the first call for residents who value a local partner who truly understands the Florida environment.
Pest911 did an AMAZING job taking care of my lawn. We had trouble controlling weeds and getting that bright green shine we want in our lawn. Problem solved.
John L – The Villages, Fl Homeowner
